在服务贸易中，服务出口又弱于进口，长期处于逆差状态。商务部数据显示，中国服贸进出口自1995年出现逆差，2018年达到峰值后，逆差逐渐收窄。2025年，服务贸易逆差8287.2亿元，较上年减少3439.5亿元。
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In the 1940s or ‘50s, if you owned a bank, you needed physical locations—these were your “branches”—and you needed people to staff those branches. You’d have your bank managers, your loan officers, and you’d have your bank tellers. When a customer wanted to deposit a check or check their balance or make a withdrawal, they’d talk to one of the tellers; and because this was the highest-volume type of interaction that people would have with your bank, you’d have to hire tellers in huge numbers.，推荐阅读手游获取更多信息
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